"fhrblig" (fhrblig)
08/22/2018 at 10:50 • Filed to: Kinda necessary car shopping with fhrblig
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"fhrblig" (fhrblig)
08/22/2018 at 10:50 • Filed to: Kinda necessary car shopping with fhrblig | 0
| 35 |
Last Friday I sent an email to the gap people looking for an update. Their response was “we just sent a request to the bank for a copy of the signed contract, after we get that it’ll go through the audit phase 5-7 days”.
First off, why would they not have a copy of the contract in their files? Second, WTF have they been doing for the last TWO MONTHS? If I have to make another payment before this is settled I’m going to be pissed off. The guy at the CU branch warned me it could take this long, but still. Good thing I didn’t have an immediate need for a car like most people would.
Anyway, I keep bouncing between possibilities for my next vehicle. I could get a cheap sub-$1500 beater and have no car payment, finance something super cheap (like that Accent I posted about) to take advantage of the $1000 gap provision toward a CU- financed car , or spend a bit more and get something I actually want.
Beater Pro s/Cons: No car payment, but could end up being a POS and leave me at square one.
Cheap car Pros/Cons: small car payment for short term, but could also end up being a POS.
Something I want: I really want a truck. Trucks cost more. Bigger payment, but should be reliable and hold value.
I found a couple of things in the something I want category. First is this F-150:
!!! UNKNOWN CONTENT TYPE !!!
I’m amused by the “what if they made Pride motifs for disposable cups?” accents on this thing. I’m assuming it was a paint delivery truck.
Rubber floors and vinyl seats, my favorite combo
Can’t wait to freeze my butt cheeks off on these beauties!
It does have some accessories I don’t really need...
It’s neat, don’t really have a use for it though...
$7900 isn’t too bad. I could keep the payments reasonable and I’d get the $1000 credit toward the loan. They seem to have had this truck for a while so maybe they’ll be flexible on the price. If only there were some place to strap that spare to the side of the bed...
The other one I found is more expensive, but lower miles and MANUAL!
!!! UNKNOWN CONTENT TYPE !!!
Only 68k miles! I have to admit, I know nothing about the 3.7 V6/6M combo in Rams. Anyone know much about this engine? I know it was in some Jeeps and minivans.
It’s a shorty, but I won’t hold that against it.
More rubber floor/vinyl seat goodness.
AUX port and A/C. No other options needed.
No oil or voltage gauges for you, base model!
It’s $9999 though. It’s a little more than I want to spend, but I would LOVE a manual truck again.
The more I think of things, I find myself leaning in this direction. I really need a vehicle reliable enough to make a fairly often 500-mile round-trip to visit my mom and stepdad, and if I’m going to give myself a car payment I’d like it to be something I actually want. There are other options besides a truck of course, but every time I look at a truck I find I’m much more interested.
TysMagic
> fhrblig
08/22/2018 at 10:53 |
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Can confirm, retired work trucks are beat tf even if they don’t look it.
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fhrblig
> TysMagic
08/22/2018 at 10:57 |
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Agreed. I was a fleet manager for a courier service and we used them well. But I also kept up the maintenance religiously on my fleet so most of the ones retiring had 275k+ miles when we retired them. If I look at the first one I’ll have it inspected beforehand for sure.
Takuro Spirit
> fhrblig
08/22/2018 at 10:59 |
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The 3.7 is garbage. You will hate life.
nermal
> fhrblig
08/22/2018 at 11:04 |
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$10k for a 10 yr old FCA product with one their worst possible engines is a terrible deal, even if a manual pickup sounds like fun.
If you want a manual pickup, either spend the $30k for a Frontier or Tacoma, or $50k for a diesel Ram. Just do a 96 month loan to keep your payments low.
HFV has no HFV. But somehow has 2 motorcycles
> fhrblig
08/22/2018 at 11:08 |
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I vote pos 1500 dollar ranger
Longtime Lurker
> fhrblig
08/22/2018 at 11:08 |
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Odd, around here trucks with power tailgates usually command more money and tend to get sold quickly.
Ash78, voting early and often
> fhrblig
08/22/2018 at 11:08 |
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Gap people: Time value of money. The longer they can avoid a payout, the better. Because whatever capital fund is behind it, they’re probably doing great in their securities
and want to put it off as long as possible :D
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fhrblig
> Takuro Spirit
08/22/2018 at 11:09 |
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Maintenance/reliability related or drive ability? This Ram reminds me of my Ranger in that it looks like it wasn’t necessarily used for truck things often and seems like it was taken care of.
W ould it last 3- 4 years and 20-30 k miles? Because that’s how much I’m likely to use it.
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fhrblig
> Longtime Lurker
08/22/2018 at 11:11 |
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Well, this one is 2WD. In Colorado a lot of buyers will turn their noses up at it just because “ OMG I NEED 4WD!!!”. I don’t have that gene.
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fhrblig
> nermal
08/22/2018 at 11:13 |
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That bad, huh? Worse than the 2.7?
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fhrblig
> Ash78, voting early and often
08/22/2018 at 11:13 |
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Yep, I’d guessed that’s probably behind it.
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Takuro Spirit
> fhrblig
08/22/2018 at 11:14 |
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It’ll last, but it’ll nickel and dime you. Timing chain issues, water pumps, on top of the usual Dodge electrical issues... Also I don’t think those manuals were any fun to shift. IIRC long throws, no clutch feel, etc.
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fhrblig
> HFV has no HFV. But somehow has 2 motorcycles
08/22/2018 at 11:16 |
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I kinda feel that way, but I don’t want to end up stranded 10 miles north of Walsenburg AGAIN because my sub-$1500 vehicle shits the bed.
Holy crap, that was 20 years ago. I’m so old.
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fhrblig
> Takuro Spirit
08/22/2018 at 11:19 |
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I see a bunch of stuff about carbon build up too. I’ve had some good luck in my life with engines everyone else hated or had problems with (like GM’s 2.8 V6). I think in the end it’ll be the price that steers me away from it, though. I’d prefer to keep any purchase below $8k if I can.
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Takuro Spirit
> fhrblig
08/22/2018 at 11:22 |
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That is a lot for a shorty 2wd v6 truck. They’re trying to justify the low miles, is my guess.
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nermal
> fhrblig
08/22/2018 at 11:26 |
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I had one in a Jeep. It’s pretty much bad at everything. No powah, poor fuel economy. Needs spark plugs every 30k. The oil filter is located somewhere deep within the bowels of hell, and guarded by sharp things that serve no purpose beyond scratching the shit
out of your arm.
Doing an oil change on one requires a chainmail sleeve to succeed without injury.
Future Heap Owner
> fhrblig
08/22/2018 at 11:30 |
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POS $1500 Ranger and AAA premium. It seems like you’re not in a hurry so you should be able to find a decent one. The worst thing to have when trying to find a really cheap vehicle is a deadline.
Spamfeller Loves Nazi Clicks
> fhrblig
08/22/2018 at 11:32 |
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I literally would not sell either generation of the 3.7 to my worst enemy. The reason they don’t rank dead last in reliability is because they don’t even qualify as an engine.
Wacko
> fhrblig
08/22/2018 at 11:33 |
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i vote the ford, since it’s not a Dodge with a 3.7 time bomb.
Captain of the Enterprise
> fhrblig
08/22/2018 at 11:34 |
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It’s a more expensive but you get an extended cab, the 5.4 instead of the 4.6 and 4x4
http://atcm.co/S2PVDP/1d62dc6e
MasterMario - Keeper of the V8s
> Spamfeller Loves Nazi Clicks
08/22/2018 at 11:41 |
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They are reliably garbage though
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fhrblig
> Captain of the Enterprise
08/22/2018 at 11:43 |
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I really like that, but it’s way more than I want to spend unfortunately. Also I have to park whatever I buy on the street in Aurora in a not-so-great area. This one might be a little too nice to do that.
Damn, I really like it though...
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fhrblig
> Future Heap Owner
08/22/2018 at 11:45 |
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Not having a deadline is definitely helpful, but I do have a little bit of anxiety about not having a car. Since I got my license in 1992, this is the first time I haven’t had a vehicle of any kind. It’s weird and I don’t like it.
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fhrblig
> Wacko
08/22/2018 at 11:47 |
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I’m leaning that way too. There’s something about that Ford I really like and I’m not sure why.
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TysMagic
> fhrblig
08/22/2018 at 11:48 |
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Great buys if they’ll continue to be treated as work trucks. Okay buys if you want to daily it. Even with great maintenance, they just take a lot of shit
OPPOsaurus WRX
> fhrblig
08/22/2018 at 11:53 |
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reminds me of this:
its just off the side of the highway heading into boston
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Captain of the Enterprise
> fhrblig
08/22/2018 at 11:54 |
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In that case out of the two you showed I’d go for the F150. My uncle has Rams as work trucks and they seem to have a lot of problems.
I’d worry a little bit about just 2wd in the snow because there’s no weight over he back end so it’ll be easy to slide and there won’t be a lot of grip. Especially with what I’ve heard about Colorado winters.
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fhrblig
> Captain of the Enterprise
08/22/2018 at 12:00 |
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I had a 2WD Ranger that did well in the snow. I just put 4 60- lb. sandbags in the back every winter and it was enough.
DipodomysDeserti
> OPPOsaurus WRX
08/22/2018 at 12:22 |
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THUNDERBIRD!
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Wacko
> fhrblig
08/22/2018 at 12:40 |
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the lift gate, and the interior is less terrible than the Dodge.
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Future Heap Owner
> fhrblig
08/22/2018 at 13:00 |
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That’s almost as dangerous. I’d say wait a week or two for a nice manual truck you’ll really like to show up in your financeable price range. Having a payment for a vehicle you’re not especially fond of sounds terrible.
Kiltedpadre
> fhrblig
08/22/2018 at 13:39 |
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I wonder how hard it would be to sell the liftgate second hand and what it would be worth.
You can get mounts to stand the spare in the bed. There are several different designs. Some are marketed towards people using oversized wheels so with stock it would be sitting up really high.
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fhrblig
> Kiltedpadre
08/22/2018 at 13:42 |
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I’m just laughing because there’s e-track everywhere in that bed but the tire is just flopped in there.
I was thinking about that liftgate, too. I do have a connection in liftgate sales and maintenance from my last job and I’d probably check with them to see how hard it is to remove.
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Captain of the Enterprise
> fhrblig
08/22/2018 at 16:25 |
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Then you’re good! Best of luck with the car hunt!
Mercedes Streeter
> Future Heap Owner
08/24/2018 at 15:03 |
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POS $1500 Ranger and AAA premium.
Screen name checks out.